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insurance options: Photonics Center and Skin Pathology Laboratory employees

Plan members receive care from one of the Boston University Dental Health Centers (930 Commonwealth Avenue or 100 East Newton Street). This option provides reimbursement of dental care through a highly cost-effective benefits program based on a fixed capitation rate. However, this requires that all dental care must be received at one of the Boston University Dental Health Centers. Provisions will be made for out-of-area emergency dental coverage.

Coverage:

  • basic services (preventive, diagnostic, restorative, i.e., routine fillings): 100%
  • major services: (crowns, bridges, root canals, gum treatment): 60%
  • orthodontics: 40%

In brief:

  • no deductible
  • $1,700 annual maximum benefit per person per calendar year
  • coverage based on Boston University Dental Health Center fees, which are approximately 30% to 40% below area private practice fees
  • fee schedule (pdf)
  • no claim form

 

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